Program Highlights

As part of Markel Corporation, Markel Cambridge Alliance benefits from a strong financial position.  Since Markel is rated "A" or "excellent" by AM Best, you can be confident in our financial stability and our ability to meet our obligations to our policyholders. 

Strong defense provision

  • “Right and duty” to defend – a contractual obligation to defend against covered wrongful acts
  • Most protective option available to policyholders

Incident trigger 

  • Written demand not required to trigger loss control
  • 50% waiver of deductible (up to $12,500) for claim settlement through mediation

Broad coverage for business activities

  • Professional services rendered or advice given to others by the insured for a fee, remuneration, or other consideration
  • Activities as a Financial Planner, Registered Representative, Registered Investment Advisor, Pension Consultant, Investment Consultant, Investment Manager, or Life Insurance Agent
  • Automatic coverage for acts as a Fiduciary
    • Management of clients’ retirement plans
    • Personal liability protection from the Pension Protection Act of 2006

Extended coverages available by endorsement 

  • Product sales 
  • Tax preparation 
  • Limited trustee services

Limit options from $100,000/$200,000 to $5,000,000/$5,000,000 – examined on a case-by-case basis

Deductible options from $1,000

Premium discounts 

  • Fee-only financial advisors and financial planning-only practices 
  • Multiple advisor firms
  • Members of trade associations, custodians, and other organizations which are affinity partners

Additional policy features 

  • Worldwide coverage for claims brought in the U.S., its territories, and Canada
  • Free 60-day extended reporting period
  • One-year bilateral tail 

 

*Markel Cambridge Alliance can write coverage for any broker that has a surplus lines license.